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UBL invests through specialists in UK TEPs. A TEP is a traded, "with-profits" endowment policy that is sold by the holder before its maturity.

These investments are secured as follows:

Policies are underwritten by the top UK life assurance
  companies, who comply with strict statutory and operational
  regulations set by the government

Each policy pays a guaranteed minimum bonus at maturity
  with additional upside potential based on a blend of blue chip
  equities and government bonds

The management company is regulated by the PIA (UK) and
  is subject to the latter's solvency ratios and annual audits

A highly selective actuarial procedure is applied to each
  purchase.

TEPs offer an attractive combination of relative safety with the possibility of high returns.

 
 
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